Your Shortcut to Consistent Saving.
Hakiba is a simple savings app built by Qiovu, designed to help hardworking Kenyans like boda riders and mama mbogas grow their money safely, one step at a time.
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We design financial tools that work for people with unpredictable incomes — helping you save, grow, and stay consistent.
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No paperwork. No jargon. Just clear, easy-to-use tools that keep your money safe and your mind at peace.
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We walk with you. Hakiba is more than an app — it's a support system to help you reach your goals, one step at a time.
01.
We design financial tools that work for people with unpredictable incomes — helping you save, grow, and stay consistent.
02.
No paperwork. No jargon. Just clear, easy-to-use tools that keep your money safe and your mind at peace.
03.
We walk with you. Hakiba is more than an app — it's a support system to help you reach your goals, one step at a time.
Hakiba helps you turn your daily hustle into a monthly paycheck. Save for just one month — and enjoy the consistency of a salaried life, no matter how you earn.
Whether you earn daily, weekly, or irregularly — you save at your pace. All it takes is one month of saving to unlock your payout.
With Hakiba, you can save as a group — support each other, stay committed, and reach your financial goals faster. Perfect for charmas, stage teams, or family units.
Built by Olovu, Hakiba uses strong systems to keep your money and data safe. Everything is transparent — no hidden charges or tricks.
Hakiba Campus is your free, mobile-friendly learning space where everyday earners become money-smart. Whether you're a mama mboga or a boda rider, we teach you how to manage your income, save consistently, and make smart financial moves—one short lesson at a time.
Articles • News • Insights • Real Hustler Knowledge
Apr 21, 2025, By: Admin
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We're more than just a financial tool. Qiovu exists to support everyday earners — from boda riders to mama mbogas with simple, reliable ways to save, grow, and build financial confidence. Learn how we started/what we believe in, and where we're headed.
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Simple, trustworthy financial tools built for everyday earners. From saving to learning — we help you grow your money, one step at a time.
Manage your money, track savings, and get paid monthly even when you don't.
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